diff --git a/main.go b/main.go
index dcd8550..21aa012 100644
--- a/main.go
+++ b/main.go
@@ -29,7 +29,7 @@ import (
 )
 
 const (
-	buildVersion   = "1.0.13"
+	buildVersion   = "1.0.14"
 	serviceName    = "hardlink"
 	customLayout   = "2006-01-02 15:04:05 -0700"
 	transactionUrl = "http://127.0.0.1:18181/start-transaction/"
@@ -259,7 +259,7 @@ func (app *App) startTransaction(w http.ResponseWriter, r *http.Request) {
 		return
 	}
 
-	client := &http.Client{Timeout: 90 * time.Second}
+	client := &http.Client{Timeout: 300 * time.Second}
 	response, err := client.Post(transactionUrl, "text/xml", r.Body)
 	if err != nil {
 		logging.Error(serviceName, err.Error(), "Payment processing error", string(op), "", "", 0)
diff --git a/payment/creditcall.go b/payment/creditcall.go
index 2cae8d3..d742009 100644
--- a/payment/creditcall.go
+++ b/payment/creditcall.go
@@ -218,63 +218,45 @@ func nullableFloatArg(nf sql.NullFloat64) interface{} {
 }
 
 func BuildRedirectURL(result map[string]string) string {
-	// 1) normalize the result code
+	var msgType, description string
+	q := url.Values{}
+
 	res := strings.ToLower(result["TRANSACTION_RESULT"])
 
-	// 2) pick base path and optional error params
-	var basePath string
-	var msgType, description string
-
-	switch res {
-	case ResultApproved:
-		basePath = CheckinSuccessfulEndpoint
-
-	case ResultDeclined:
-		basePath = CheckinUnsuccessfulEndpoint
-		msgType = "declined"
-		description = "payment declined"
-
-	case ResultCancelled:
-		basePath = CheckinUnsuccessfulEndpoint
-		msgType = "cancelled"
-		description = "payment cancelled by customer"
-
-	case ResultPending:
-		// you could choose to treat pending as unsuccessful or special-case it
-		basePath = CheckinUnsuccessfulEndpoint
-		msgType = "pending"
-		description = "payment pending"
-	case ResultError:
-		basePath = CheckinUnsuccessfulEndpoint
-		msgType = "error"
-		description = result["ERROR"]
-
-	default:
-		basePath = CheckinUnsuccessfulEndpoint
-		msgType = "error"
-		description = "unknown transaction result"
+	if res == ResultApproved {
+		q.Set("TxnReference", result["REFERENCE"])
+		q.Set("CardHash", hex.EncodeToString([]byte(result["CARD_HASH"])))
+		q.Set("CardReference", hex.EncodeToString([]byte(result["CARD_REFERENCE"])))
+		u := url.URL{
+			Path:     CheckinSuccessfulEndpoint,
+			RawQuery: q.Encode(),
+		}
+		return u.String()
 	}
 
-	if msgType != "" {
-		log.Warnf("Transaction %s: %s - %s", res, msgType, description)
+	msgType = ResultError
+	if res != "" {
+		msgType = res
 	}
 
-	// 3) build query params
-	q := url.Values{}
-	q.Set("TxnReference", result["REFERENCE"])
-	q.Set("CardHash", hex.EncodeToString([]byte(result["CARD_HASH"])))
-	q.Set("CardReference", hex.EncodeToString([]byte(result["CARD_REFERENCE"])))
-
-	// only append these when non-approved
-	if msgType != "" {
-		q.Set("MsgType", msgType)
-		q.Set("Description", description)
+	errors, ok := result["ERRORS"]
+	if ok && errors != "" {
+		description = errors
+	}
+	errors, ok = result["ERROR"]
+	if ok && errors != "" {
+		description += " " + errors
+	}
+	if description == "" {
+		description = "Transaction failed"
 	}
 
-	// 4) assemble final URL
-	// note: url.URL automatically escapes values in RawQuery
+	log.Errorf("Transaction %s: %s", msgType, description)
+
+	q.Set("MsgType", msgType)
+	q.Set("Description", description)
 	u := url.URL{
-		Path:     basePath,
+		Path:     CheckinUnsuccessfulEndpoint,
 		RawQuery: q.Encode(),
 	}
 	return u.String()
diff --git a/release notes.md b/release notes.md
index 9227238..9f04fa0 100644
--- a/release notes.md	
+++ b/release notes.md	
@@ -2,44 +2,47 @@
 
 builtVersion is a const in main.go
 
+#### 1.0.14 - 21 August 2025
+fixed issue in creditcall payment processing where error description was not properly set
+
 #### 1.0.13 - 21 August 2025
 TCP/IP connection to the lock server is now established before encoding the keycard and closedafter the encoding is done.
 
-#### 1.0.12 - 11 August 2024
+#### 1.0.12 - 11 August 2025
 added delay before checking dispenser status
 
-#### 1.0.11 - 11 August 2024
+#### 1.0.11 - 11 August 2025
 updated Salto key encoding workflow
 
-#### 1.0.10 - 08 August 2024
+#### 1.0.10 - 08 August 2025
 updated logging for TLJ locks
 
-#### 1.0.9 - 08 August 2024
+#### 1.0.9 - 08 August 2025
 added TLJ lock server and implemented workflow for TLJ locks
 
-#### 1.0.8 - 01 August 2024
+#### 1.0.8 - 01 August 2025
 improved error handling and logging in Salto
 
-#### 1.0.7 - 25 July 2024
+#### 1.0.7 - 25 July 2025
 added check if the room exists
 
-#### 1.0.6 - 25 July 2024
+#### 1.0.6 - 25 July 2025
 updated workflow for Salto locks
 
-#### 1.0.5 - 24 July 2024
+#### 1.0.5 - 24 July 2025
 added encoding keycard copy for Salto locks
 
-#### 1.0.4 - 22 July 2024
+#### 1.0.4 - 22 July 2025
 added salto lock server and implemented workflow for Salto 
 
-#### 1.0.0 - 30 June 2024
+#### 1.0.0 - 30 June 2025
 added creditcall payment method 
  `/starttransaction` - API payment endpoint to start a transaction 
 
-#### 0.9.1 - 22 May 2024
+#### 0.9.1 - 22 May 2025
 added lockserver interface and implemented workflow for Omnitec 
 
-#### 0.9.0 - 22 May 2024
+#### 0.9.0 - 22 May 2025
 The new API has two new endpoints:
 - `/issuedoorcard` - encoding the door card for the room.
 - `/printroomticket` - printing the room ticket.
\ No newline at end of file